Magento Partial Payment

Use Indies’ Partial Payment (Layaway) module for Magento which make your website accessible with Partial Payment feature for your customer’s convenience. This Module allows your customers to purchase product from your web-store by paying only small amount of price of the product. They can pay the rest of the amount after at a certain period of time as set by Admin. By providing this convenient method of payment you can make your customers into the returning customers which can help you to grow your business tree.

How it works?

When a customer reaches at your store that has Partial Payment module installed then he/she will be given a choice of purchasing any product with installment facility. Customer can pay a certain amount of price of the product which can be set by the admin to buy it and the rest of the amount can be paid after certain time period which can also be set by the admin. Admin can also add surcharge for installments and can send Reminder Emails to their customer when due date of remaining payment is near. Admin can also enable auto-capture facility to capture remaining payments automatically.

Why to Use?

By using Magento Partial Payment module, your customers can have option to purchase multiple products simultaneously as they don’t need to pay the whole amount at an instant for their purchased products. So they can manage their budget among different products without any financial limitations. So ultimately your online store business performance will be improved.

Admin:

• Admin can set the brand label to this module and according to that it will be displayed on the Front-End.
• Partial Payment can be configured as Optional or Mandatory.
• Facility to get Carbon copy of each email to be send to the customers. This can be configured from Main configuration.
• Email will be automatically send for Order Confirmation (when buyer purchases any product), Installment Reminder (Reminder email for next installment) and Installment confirmation (when buyer pays next installment)
• Select customers or customer groups to whom you want to give Partial Payment facility.
• Admin can set fixed amount or percentage amount to be paid by customer while purchasing product from your store.
• Partial Payment can be applied to all products, selected products, out of stock products or even on whole cart.
• Can add a surcharge for multiple payments. Admin can define the installment amount and no. of installments in this case.
• Partial payment can also be limited to whole cart price total having more than x amount of price.
• Admin may define some credit limit for customers. That credit amount will be the maximum amount for customer as remaining installment.
• Admin also can set the number of days, weekly, or monthly payment system in which the customer has to pay the rest of the price of the product he/she bought.
• Admin will have discount calculation option to deduct discount from first installment or distribute that discount equally in all installments.
• Admin will have facility to Auto-Capture the remaining installments.
• Supports following payment gateways:

                       PayPal Standard
                       Authorize.net
                       eWay
                       ATOS/Sips Standard
                       Sage Pay Suite - DIRECT Integration
                       iDEAL Checkout - iDEAL

                  Note: For the additional special payment gateways, some customization might be needed. We will be happy extending our support for that.

  Buyer:

• Buyer can have facility to pay whole amount in installments for their purchased products.
• Buyer can have Discounts on Out of stock products if admin has defined that.
• Buyer can see the calculation of amount to be paid now as he/she selects option to use partial payment.

  Other:

• Your store’s sales will be increased as customer can buy more products simultaneously having limited money at that time.

Q : Is it possible to allocate First installment amount to specific products? Means for one product I want to charge 30% upfront and for other product I want to make it 20%. Is it possible to achieve that with partial payment module?
A: It is possible to enable or disable partial payment for specific products. But first installment amount is not possible to change at this point. It needs additional customization into extension and you can ask us for this.

Q : Once my customer ordered the product with partial payment, how will he pay the next installment?
A: Next payments can be done with customers' "My Account Section" of your magento ecommerce store. There will be a dedicated link to pay the remaining balance of your online order.

Q: Does this layoff module developed with magento core order management system?
A: Yes Partial payment extension is developed with magento core order management system without changing the core part of magento. Hence it should be compatible with most of the customized stores and extensions which are maintaining and working on magento standards.

Q: Will partial payment module automatically charge the next installment to buyer?
A: Majority of the payment gateway will stop charging credit cards automatically. Or they will ask for several security options. Another option is that you can save the Credit card information into your site and later can charge the buyer using that. But this will be privacy issue. Hence partial payment module at present doesn’t charge the buyer automatically?

Q: Can I send reminder emails automatically to my buyers who purchased by paying partial amount?
A: Sure you can set time duration (for example of 30 days after first payment) in which buyer should finish his order payment and system can send buyer emails to remind the payments using a cron.

Q: Can partial payment use any payment method of Magento?
A:  Partial payment module has been tested with all available standard methods like,

• Paypal Standard
• Authorized.net
• eWay
• ATOS/Sips Standard
• Sage Pay Suite - DIRECT Integration
• iDEAL Checkout - iDEAL       

     Note: For additional special payment gateways, some customization might be needed. We will be happy extending our support for that.

Q: Is it possible that my buyers pay by some different payment methods when they place the order with partial payment?
A: Yes you can have different payment methods for parital payment orders and regular orders. Some additional customization requires for that. It is not part of regular version of Module at present.

Q: I want to offer my customers the opportunity to pay 50% of the order at the checkout and the remaining 50% in cash on delivery. Would "Partial Payment Module" Magento extension allow to achieve that?
A: Yes you can do this with partial payment module and also can define which products you want to sell with partial payment and which of them without.

Q: Can we set a limit on the credits to be given to a customer using partial payment module?
A: Sorry partial payment does not offer any sort of credit limit at present. may be we can customize as per your request.

Q: Is it possible to offer discount while using Partial Payment to my customers?
A: It is possible to offer discount to buyers while using this Partial Payment Extension.

Q: Can I place partial payment orders from the admin side of my magento store?
A: Yes we offer additional option to purchase if you want to have facility to place partial payment orders from admin side.

Q: Can I use partial payment module on any of my test domains or IP?
A: This extension comes with single domain license. You can’t use the module on domain other then the official licensed domain. You also won’t be able to use module with any IP as that will not show the domain name. However you have following test domains available for your development and testing work.
    demo.domainname.com
    dev.domainname.com
    domainname.com/test
    domainname.com/demo
    domainname.com/dev

Q: Can I run partial payment extension on my Magento pro and Magento enterprise store?
A: Yes we offer additional support for the extension to run on Magento pro and enterprise edition.

Q: After the initial installment will the remaining installments be automatically captured?
A: Partial payment extension supports auto capture functionality when it is supported by the payment gateway used in the order transaction. Currently we have tested authorize.net which supports auto capture. If you would like to add a new payment gateway you can contact them for inquiry about whether they support auto capture or not. You can also contact us to customize your extension for new payment gateways that support such facility.

Q: Is it possible to track the installment amount in Google Analytics purchasing a product with partial payment method?
A: No, you can not track installment amount in Google Analytics, it will show you the total amount of the product.

Q- Whether allowing zero initial payment in Partial Payment module?
Ans- By default in our Partial Payment module, zero initial payment is not supported. The min amount for the first installment must be at least $1 or 1% of the order total. But if you require this functionality then we will need to customize it for you.

Q- Whether all the features are provided which are demonstrated in demo store of Partial Payment?
Ans- In the demo store of Partial Payment all the extension are installed (2.0, 2.1, 2.2, 2.3, 2.4, and 2.5), so the features provided are highly subjective to your purchase of extension. You can have look at the particular features in particular extensions by visiting Version Log tab.

V 1.X (Out of sale from 22nd of June, 2012)

Works with discount rules. All customers who purchased the module on or before 22nd of June 2012 will have this version in of extension. They can upgrade the extension version if they want. Please contact us to know more about upgrade.

V 2.X (Out of sale from 16th of April, 2013)

The version 2.X is not being sold after 16th of April 2013. We have added new fetures of branding, discouts, tax and others and restrcutured all the add-ons of version 2.X in to new 3.0 version. All 132 customers who are using this version of partial payment module will have option to upgrade the extneions to latest 3.0. Please contact us to know more about support and upgrade policy.

V 3.0 
-    Allows Guest to checkout with partial payment option
-    Partial payment can be configured as Optional
-    Partial payment can be applied on all products, selected products or out of stock products
-    Can set minimum order amount to have partial payment enabled.
-    Buyer can pay in 2 installments total.
-    Buyer can pay the total amount in as many installments as they want.
-    Can add a surcharge for multiple payments. Admin will define the installment amount in this case.
-    Offer a discount of defined percent over the total amount/ first installment amount when buyer purchases a product which is out     of stock.
-    Auto Capture the next installments (subject to support of payment gateways)
-    Define customers or customer groups which can have partial payment facility
-    Define a credit limit for a customer or customer groups beyond which they can't have pending amount
-    Admin can have partial payment module enabled at admin side and process the orders with partial payment facility.